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@@ -294,6 +294,7 @@ public class FinancingFromInvestorsServiceImpl extends ServiceImpl<FinancingFrom
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Map<String, String> map = smbApiService.fileStreamUpload(upload);
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fileSdossId = map.get(fileStorageDO.getOriginalName());
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} catch (Exception e) {
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+ e.printStackTrace();
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throw new BusinessException(CodeUtil.FAIL, "上传苏商文件出错,请稍后重试!");
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}
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fileInfos.add(fileSdossId);
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@@ -374,6 +375,7 @@ public class FinancingFromInvestorsServiceImpl extends ServiceImpl<FinancingFrom
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Map<String, String> stringStringMap = smbApiService.fileStreamUpload(param);
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value = stringStringMap.get(fileUpload.getFileName());
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} catch (Exception e) {
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+ e.printStackTrace();
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throw new BusinessException(CodeUtil.FAIL, "上传苏商文件出错,请稍后重试!");
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}
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if (i == 0) {
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@@ -420,12 +422,18 @@ public class FinancingFromInvestorsServiceImpl extends ServiceImpl<FinancingFrom
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creditApplyRiskMsg.setLegalPersonEndDate(DateUtil.formatDate(financingFromInvestorsPerson.getValidTo()).replace("-",""));
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creditApplyRiskMsg.setIndustry(financingFromInvestors.getIndustryTypeFore());
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creditApplyRiskMsg.setEntFoundDate(DateUtil.formatDate(enterprise.getStartSate()).replace("-",""));
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- //todo 建议额度+建议利率 2024.9.29苏商要求 先写死
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- creditApplyRiskMsg.setSuggestLimit("5000.00");
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+ BigDecimal supplierCredit;
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+ if(supplierInfo.getCreditLimit() == null){
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+ supplierCredit = new BigDecimal(5000000);
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+ }else {
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+ supplierCredit = supplierInfo.getCreditLimit().multiply(new BigDecimal(10000));
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+ }
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+ BigDecimal creditLimit = supplierCredit.compareTo(new BigDecimal(5000000)) == -1 ? supplierCredit : new BigDecimal(5000000);
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+ creditApplyRiskMsg.setSuggestLimit(creditLimit.toString());
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creditApplyRiskMsg.setSuggestInterest("0.08");
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- log.info("苏商银行授信请求:" + creditApply.toString() + creditApplyRiskMsg.toString());
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+ log.error("苏商银行授信请求:" + creditApply.toString() + creditApplyRiskMsg.toString());
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CreditApplyResp creditApplyResp = smbApiService.creditApply(creditApply, creditApplyRiskMsg);
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- log.info("苏商银行授信请求結果:" + creditApplyResp.toString());
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+ log.error("苏商银行授信请求結果:" + creditApplyResp.toString());
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if(StringUtil.isNotEmpty(creditApplyResp.getRemark())){
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throw new BusinessException(CodeUtil.FAIL,creditApplyResp.getRemark());
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}
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@@ -945,6 +953,7 @@ public class FinancingFromInvestorsServiceImpl extends ServiceImpl<FinancingFrom
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}
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FinancingFromInvestorsHistory financingFromInvestorsHistory = financingFromInvestorsHistories.get(0);
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CreditProcessQueryResp creditProcessQueryResp = smbApiService.creditProcessQuery(financingFromInvestors.getOpenId(), financingFromInvestorsHistory.getBizNo());
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+ log.error("授信查询结果"+JSONObject.toJSONString(creditProcessQueryResp));
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if(StringUtil.isNotEmpty(creditProcessQueryResp.getReasonMsg())){
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throw new BusinessException(CodeUtil.FAIL,creditProcessQueryResp.getReasonMsg());
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}
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@@ -964,6 +973,50 @@ public class FinancingFromInvestorsServiceImpl extends ServiceImpl<FinancingFrom
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} else if (creditProcessQueryResp.getApplyStatus().equals("03")) {
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financingFromInvestorsNotice.setApplyStatus(SmbCreditStatusEnum.STATUS_03.getCode());
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financingFromInvestors.setCreditStatus(SmbCreditStatusEnum.STATUS_03.getCode());
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+ // 额度状态 001-未激活;002-生效;004-冻结;005-失效
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+ if (creditProcessQueryResp.getLimitStatus().equals("001")) {
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+ financingFromInvestorsNotice.setLimitStatus(SmbLimitStatusEnum.LIMIT_STATUS_001.getCode());
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+ } else if (creditProcessQueryResp.getLimitStatus().equals("002")) {
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+ financingFromInvestorsNotice.setLimitStatus(SmbLimitStatusEnum.LIMIT_STATUS_002.getCode());
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+ } else if (creditProcessQueryResp.getLimitStatus().equals("004")) {
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+ financingFromInvestorsNotice.setLimitStatus(SmbLimitStatusEnum.LIMIT_STATUS_004.getCode());
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+ } else if (creditProcessQueryResp.getLimitStatus().equals("005")) {
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+ financingFromInvestorsNotice.setLimitStatus(SmbLimitStatusEnum.LIMIT_STATUS_005.getCode());
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+ }
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+ financingFromInvestorsNotice.setValidityPeriod(DateUtil.parseDate(creditProcessQueryResp.getAuthEndDate()));
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+ if(creditProcessQueryResp.getCycleType().equals("0")){
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+ financingFromInvestorsNotice.setLoopFlag("否");
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+ }else if(creditProcessQueryResp.getCycleType().equals("1")){
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+ financingFromInvestorsNotice.setLoopFlag("是");
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+ }
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+ financingFromInvestorsNotice.setCreditLimit(new BigDecimal(creditProcessQueryResp.getCreditLimit()));
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+ financingFromInvestorsNotice.setRemainingAvailableCreditLimit(new BigDecimal(creditProcessQueryResp.getCreditLimit()));
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+ financingFromInvestorsNotice.setEffectiveDate(DateUtil.parseDate(creditProcessQueryResp.getStartDate()));
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+ financingFromInvestorsNotice.setExpiringDate(DateUtil.parseDate(creditProcessQueryResp.getEndDate()));
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+ financingFromInvestorsNotice.setApprovedInterestRate(new BigDecimal(creditProcessQueryResp.getActRate()));
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+ if (creditProcessQueryResp.getPayoffFlag().equals("Y")) {
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+ financingFromInvestorsNotice.setPendingLoanReceipt("是");
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+ } else if (creditProcessQueryResp.getPayoffFlag().equals("N")) {
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+ financingFromInvestorsNotice.setPendingLoanReceipt("否");
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+ }
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+ if(creditProcessQueryResp.getGuaranteeFlag().equals("0")){
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+ financingFromInvestorsNotice.setGuaranteeMethod("质押");
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+ }else if(creditProcessQueryResp.getGuaranteeFlag().equals("1")){
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+ financingFromInvestorsNotice.setGuaranteeMethod("抵押");
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+ }else if(creditProcessQueryResp.getGuaranteeFlag().equals("3")){
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+ financingFromInvestorsNotice.setGuaranteeMethod("保证");
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+ }else if(creditProcessQueryResp.getGuaranteeFlag().equals("4")){
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+ financingFromInvestorsNotice.setGuaranteeMethod("信用");
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+ }else if(creditProcessQueryResp.getGuaranteeFlag().equals("5")){
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+ financingFromInvestorsNotice.setGuaranteeMethod("组合(含保证)担保");
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+ }else if(creditProcessQueryResp.getGuaranteeFlag().equals("6")){
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+ financingFromInvestorsNotice.setGuaranteeMethod("组合(不含保证)担保");
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+ }else if(creditProcessQueryResp.getGuaranteeFlag().equals("7")){
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+ financingFromInvestorsNotice.setGuaranteeMethod("农户联保");
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+ }else if(creditProcessQueryResp.getGuaranteeFlag().equals("9")){
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+ financingFromInvestorsNotice.setGuaranteeMethod("其他");
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+ }
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+ financingFromInvestorsNotice.setLimitNumber(creditProcessQueryResp.getProductLimitNo());
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} else if (creditProcessQueryResp.getApplyStatus().equals("04")) {
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financingFromInvestorsNotice.setApplyStatus(SmbCreditStatusEnum.STATUS_04.getCode());
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financingFromInvestors.setCreditStatus(SmbCreditStatusEnum.STATUS_04.getCode());
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@@ -982,51 +1035,6 @@ public class FinancingFromInvestorsServiceImpl extends ServiceImpl<FinancingFrom
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financingFromInvestorsNotice.setNextApplyDate(DateUtil.parseDate(creditProcessQueryResp.getNextApplyTime()));
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}
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financingFromInvestorsNotice.setRejectReason(creditProcessQueryResp.getReasonMsg());
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- // 额度状态 001-未激活;002-生效;004-冻结;005-失效
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- if (creditProcessQueryResp.getLimitStatus().equals("001")) {
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- financingFromInvestorsNotice.setLimitStatus(SmbLimitStatusEnum.LIMIT_STATUS_001.getCode());
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- } else if (creditProcessQueryResp.getLimitStatus().equals("002")) {
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- financingFromInvestorsNotice.setLimitStatus(SmbLimitStatusEnum.LIMIT_STATUS_002.getCode());
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- } else if (creditProcessQueryResp.getLimitStatus().equals("004")) {
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- financingFromInvestorsNotice.setLimitStatus(SmbLimitStatusEnum.LIMIT_STATUS_004.getCode());
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- } else if (creditProcessQueryResp.getLimitStatus().equals("005")) {
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- financingFromInvestorsNotice.setLimitStatus(SmbLimitStatusEnum.LIMIT_STATUS_005.getCode());
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- }
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- financingFromInvestorsNotice.setValidityPeriod(DateUtil.parseDate(creditProcessQueryResp.getAuthEndDate()));
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- if(creditProcessQueryResp.getCycleType().equals("0")){
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- financingFromInvestorsNotice.setLoopFlag("否");
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- }else if(creditProcessQueryResp.getCycleType().equals("1")){
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- financingFromInvestorsNotice.setLoopFlag("是");
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- }
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- financingFromInvestorsNotice.setCreditLimit(new BigDecimal(creditProcessQueryResp.getCreditLimit()));
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- financingFromInvestorsNotice.setRemainingAvailableCreditLimit(new BigDecimal(creditProcessQueryResp.getCreditLimit()));
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- financingFromInvestorsNotice.setEffectiveDate(DateUtil.parseDate(creditProcessQueryResp.getStartDate()));
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- financingFromInvestorsNotice.setExpiringDate(DateUtil.parseDate(creditProcessQueryResp.getEndDate()));
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- financingFromInvestorsNotice.setApprovedInterestRate(new BigDecimal(creditProcessQueryResp.getActRate()));
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- if (creditProcessQueryResp.getPayoffFlag().equals("Y")) {
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- financingFromInvestorsNotice.setPendingLoanReceipt("是");
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- } else if (creditProcessQueryResp.getPayoffFlag().equals("N")) {
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- financingFromInvestorsNotice.setPendingLoanReceipt("否");
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- }
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- if(creditProcessQueryResp.getGuaranteeFlag().equals("0")){
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- financingFromInvestorsNotice.setGuaranteeMethod("质押");
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- }else if(creditProcessQueryResp.getGuaranteeFlag().equals("1")){
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- financingFromInvestorsNotice.setGuaranteeMethod("抵押");
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- }else if(creditProcessQueryResp.getGuaranteeFlag().equals("3")){
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- financingFromInvestorsNotice.setGuaranteeMethod("保证");
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- }else if(creditProcessQueryResp.getGuaranteeFlag().equals("4")){
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- financingFromInvestorsNotice.setGuaranteeMethod("信用");
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- }else if(creditProcessQueryResp.getGuaranteeFlag().equals("5")){
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- financingFromInvestorsNotice.setGuaranteeMethod("组合(含保证)担保");
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- }else if(creditProcessQueryResp.getGuaranteeFlag().equals("6")){
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- financingFromInvestorsNotice.setGuaranteeMethod("组合(不含保证)担保");
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- }else if(creditProcessQueryResp.getGuaranteeFlag().equals("7")){
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- financingFromInvestorsNotice.setGuaranteeMethod("农户联保");
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- }else if(creditProcessQueryResp.getGuaranteeFlag().equals("9")){
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- financingFromInvestorsNotice.setGuaranteeMethod("其他");
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- }
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- financingFromInvestorsNotice.setLimitNumber(creditProcessQueryResp.getProductLimitNo());
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-
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financingFromInvestorsNoticeService.save(financingFromInvestorsNotice);
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return financingFromInvestorsNotice;
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